The current direction of our congressional leaders is to mandate that 20-30 million people who do not currently have health insurance must by law have health insurance or face a fine. Legislation is being drafted to mandate that insurance companies must make health insurance available to those individuals. There is currently a shortage of doctors and the addition of 20-30 million more people will surely result in rationing of care. Some states that have implemented such legislation, such as Massachusetts, are already experiencing unusually long waits to get an appointment with a doctor…

As a nation we are in terrible health. Our youth are facing a medical crisis today that often did not appear until middle age. Those in middle age are suffering from chronic degenerative diseases that our parents did not have until the later stages in life. Our elderly population suffers from those same degenerative diseases including muscular degeneration, Alzheimer’s dementia and Parkinson’s disease. Why are we having an epidemic of obesity, onset (type 2) diabetes and degenerative diseases? Why can’t we do a better job of preventing disease instead of just treating it once it is discovered?

What can we do proactively to ensure that we are doing the very best we can for our bodies? Has the medical community provided us with the all the facts we need to know? What is the real story on how our bodies function and is there anything we can do to ensure they have the capability to fight and win the war against degenerative diseases?

Our health care system is under attack and may not be able to provide for us when we really need it. For too long we have depended on the health care system to tell us through early detection what is ailing us. What that really means is that until we show symptoms of a disease the medical community has not been trained to help us. Often that discovery comes too late and we end up in the health care system being treated with solutions designed to cure or mask our disease or to keep us alive while we suffer the ravages of the disease. Wouldn’t it be easier to look for solutions to keep us healthy in the first place? Real preventative medicine would focus on preventing disease not just discovering it, what a novel concept to reduce the strain on our health care system, help people not get sick. Emerging medical science has discovered the intricacies of our bodies’ immune system and reports that keeping the immune system strong and healthy significantly reduces our risk of illness.

I believe that through proper investigation and study we can find ways to remain healthy longer. Educating the average person on what the emerging science is finding out about the intricacies of our bodies will reap great rewards, not only for our health care costs but for the individual as well. I am going to dedicate my efforts in researching the medical literature to make a case for preventive health care. We must learn how to optimize our health, the quality of the rest of our lives depend upon it!

Look for my next article where I will look at some science based recommendations for beginning your own preventive health care regiment.

Marty S is worried about the lack of interest in teaching people the advantages of proactively exercising preventive health measures. He is knowledgeable in nutritional science at the cellular level and wants to share that information with people interested in learning how to optimize their own health. He believes that if we practice preventive medicine we all can contribute to lessening the burden on our national health care system, not to mention individually experiencing good health well into our twilight years. Dedicated to informing the general public about how our body really functions and how best to take advantage of the latest medical science to make sure we live a long and healthy life. Marty is disappointed with the majority of the medical and drug establishment that is not researching and promoting true preventative health care. If you would like to be added to his email list to learn more about true health and emerging preventive health care information or share your thought on this subject email him at

martys-ezines@usa.net

Original Article: Posted January 12th, 2010, http://ezinearticles.com/?Our-Health-Care-System-Crisis&id=3306992

Author: Marty S

Provided to you by: http://www.yourhealthcareanswer.com

Click Here to Start Saving on Monthly Health Care Bills Today!

In general, the rates of medical insurance are set by:

* Your Age

Many insurance companies will group people by age. For instance, the base rates for people within 30-34 years old will be much lower than those who are within 50-54 years old. Currently, those middle aged Americans are struggling hard to obtain low cost health plans..

* Your Health Status and Lifestyle

In common, for people who have never been diagnosed with health problems like diabetes, high blood pressure, heart attack, etc will enjoy lower premiums. On the other hand, insurance companies normally charge higher premiums to people who have preexisting medical conditions. For instance, the costs of insurance for overweight people and heavy smokers are relatively high.

* Your Zip Code

Don’t be surprised. It is true that where you live will affect your premiums. The costs of medical services in big cities, towns and rural areas are taken into consideration by insurance providers.

* Types of Health care Plan

In the market, there is a wide variety of medical plans. The premiums associated with these policies differ greatly because the requirements of the policy holders are different.

* The Coverage / Benefits

As consumers, we are free to choose the types of benefits we would like to have for our medical coverage. There are high deductible plans, prescription drug plans, comprehensive plans, etc for us to choose. The cost varies from one policy to another based on the types of benefits offered.

Last but not the least; you are reminded to make the right choice where the benefits you are going to enjoy are worthwhile and value for the premium you have contributed.

Original Article: Posted September 22, 2009, http://ezinearticles.com/?Factors-That-Determine-Your-Health-Insurance-Premium&id=2963101

Author: Jeslyn Jessy

Provided to you by: http://www.yourhealthcareanswer.com

Click Here to Start Saving on Monthly Health Care Bills Today!